M&T stands for Manufacturers and Traders Trust Company. M&T is a public sector bank in New York founded in 1856. The bank offers various services in insurance and finance, consumer banking, investment banking, corporate banking, mortgages, credit cards and much more. The bank has assets of over $83.2 billion and ranks 30th as a bank holding company in the US.
With over 20 acquisitions from1987 to 2009, the bank has over 15,666 employees. Listed 496th on Fortune 500 company list in 2007, the bank has rarely been into a loss (not even during the financial crisis of 2008/2009).
M&T mortgage Payment options
Pay using MyMortgage info login
Online payment is the easiest way to pay off your mortgage loan. You can access this from anywhere around the world. To enroll, you need to register here. You need to have your mortgage loan account number, Social Security number and e-mail address to proceed. Once you have enrolled, you can log in here to pay off your loan. For any logging on problems, you can call 1-800-724-2224 for help.
With My Mortgage info, you can view your current loan information, loan activities for about 50 transactions or up to 24 months, Escrow account information etc.
You can fill up a form for assistance with payment of mortgage loans. Click here to access the form. You need to enter your mortgage account number, valid Social security number, recent pay stub, and list of monthly expenses.
Pay online using Web banking
You can log on to your M&T Bank Savings or Checking account to pay off your mortgage loans. You can log in here to your web banking account. If you do not have a web banking account, you need to click on the “Enroll” button to get registered and enrolled to web banking. This is free of charge.
Pay by Phone
To pay mortgages by phone, call M&T Bank’s mortgage division on 1-800-724-2224. Their working hours are from 8:30 AM to 8 PM Eastern Time.
For Home equity accounts or lines of credit or loans, you can call 1-888-526-1580. The working hours are from 9 AM to 9 PM Eastern Time, Monday through Thursday, 9 AM to 5 PM ET, Friday and 8 AM to 12 PM ET, Saturday.
Pay by Mail
You can send your checks or payments to the following address:
Postal Box # 62182 Baltimore, MD 21264-2182
For overnight payment, you can send your payments/checks to:
1 Fountain Plaza, Seventh Floor, Buffalo, NY 14203
Please ensure that you enter your mortgage account number as reference on all payments/checks.
Pay at branch
Check in to your nearest M&T location and locate nearest branch. You can click on this link to find your nearest branch for mortgage payment.
Pay using mobile banking
You can also pay using your mobile phone, view balances, alerts history. You can download apps for Apple, Android or Blackberry. It is similar to online web banking but on a phone or a tablet instead of a computer.
For repayment assistance you can fill up this form and Bank customer service representative will get back to you.
Phone: 1-800-724-2224 (available from 8:30 AM to 8 PM Eastern Time, Monday through Friday)