EDD Debit Card
The EDD or Employment Development Department debit card is the gateway to receiving payments for all the EDD benefits, such as Disability Insurance, Paid Family Leave, and Unemployment Insurance.
EDD, in partnership with Bank of America, will issue you a Visa debit card that is valid for three (3) years, starting from the date it’s issued. Since you’re going to receive your payments via this debit card, you have to keep this until it’s expired.
Holders of this card may use it anywhere Visa is acknowledged. The EDD Card holder may access their funds anytime, anywhere. This means you may withdraw cash from ATM machines, from point of sale terminals (business centers where you can purchase a product or service), and other financial institutions where Visa is accepted.
Benefits of using the EDD card
Having this card is truly convenient and time-saving!
- Good bye wait time. You don’t have to wait for checks in the mail.
- You can use your EDD Visa Card anytime, anywhere for Web shopping, on the phone, or at stores where Visa is accepted
- Withdraw funds anytime at ATMs, Visa accredited banks and financial instutions
- You may use your debit card for bill payments
- You don’t have to pay for check encashment fees if you don’t have a bank account
- Less risks associated with checks
- Allows you to have direct deposit transfers
Activating “my” EDD Card
There are two easy ways in which you can activate your card:
- You can activate it online via the Bank of America website
- You may call at 1-866-692-9374 (voice calls) or 1-866-656-5913 (TTY)
What if I lost my card?
In the event that your EDD card is missing, stolen, or broken, it can be replaced without a charge. So Bank of America can send you a card replacement, you need to reach the EDD Debit Card customer care center through the following numbers:
- 1-866-692-9374 (voice)
- 1-866-656-5913 (TTY)
- 423-262-1650 (Collect calls outside the US)
What should I do if my card is about to expire?
Your EDD debit card will be automatically replaced when your card is set to expire provided that there has been financial transactions or activities within the last 6 months or if the card has a balance of $20 or higher. Your replacement card will be sent on the first working day of the month that the EDD card is set to expire. You should be able to receive it within 7 to 10 days after the mailing date.
Other Reminders when using the Bank of America EDD Debit Card
Be careful when opening emails or correspondence that seems to come from Bank of America. Make sure that such emails are really from BOA and not from criminals who want to phish for your personal information. Learn when a website is a fake or not here. If you think that you have received a suspicious mail, you can forward the email to abuse@bankofamerica.com before getting rid of it.
