As with most major store chains, Walmart is now issuing its own credit cards. This can make shopping vastly easier, but it also comes with the responsibility of making timely payments in order to keep your credit score up and be able to use the card again. Luckily, Walmart has made it possible to make payments online, rather than at their often-crowded and busy Customer Service desks.
Benefits of Online Payments
Online payments are fast, easy, and do not often come with associated fees. If you have a mobile app, you can pay your bill from any location with an internet or data connection, which reduces the chance that a busy lifestyle will keep you from making your payment on time. Having an online account also makes it much easier to check the balance on your card, which means that you will be less likely to go over your credit limit or not realize how large your balance is.
Making Walmart Credit Card Account
In order to make an online payment, you will need an account on the WalmartCreditCard website. Once you have accessed this webpage, there will be a link on the left side of the page that says ‘Credit Cards’. Clicking on this will bring you to a page where you can select ‘Access Your Account’. There will be various trademarked logos and banners on this page to ensure that it is the correct website and that it is safe for you to enter your information. Near the bottom of the page is a link that says ‘Pay Online’. Clicking it redirects you to a new page where you can enter your account information such as your card number, your email address, your password, and your zipcode. You will also be required to create a security question. Once you have filled in all of the required information, you can click ‘Continue’ to finalize your account. Yes, this is a lot of steps, but it will be worth it for future payments.
Pay Walmart Credit Card Bill Online
On this screen, you will need to enter the information of another credit or debit card in order to make at least the minimum required payment for your credit card. It is very important that you make sure that the card you are using for making the payment has enough money on it to cover the payment. You will need to revisit your account every month that your card has a balance on it in order to make the payment. Failure to pay at least the minimum can result in your card being cancelled.
Using a Walmart credit card is one of the easiest methods of paying for your Walmart purchases, both in the physical store and online, but it also comes with a caveat that paying with cash does not-you will need to make payments on the card, and visiting the Customer Service desk can be a very long, irritating process. Creating an online account can make payments take less than five minutes to complete, and will vastly reduce your stress levels when it comes to making payments.